*Payments shown do not include amounts for taxes and insurance. Actual payment obligation will be greater. Rates shown are not available in all states.

Assumptions

Mortgage rates change often and are based on an array of factors. The rates, points and APRs shown were based on the following assumptions:

Loan amount of $165,000, 15 days of per diem and 846.00 in APR fees.

• Conforming loan amounts of $150,000 to $417,000.
• Single family residence.
• Down payment of 20%.
• Rate lock period of 45 days.
• Borrower profile with excellent credit.
• Loan requests are initiated by phone through the First Choice Bank Mortgage Division at 630-845-2829. In order to protect your personal information, we will not accept applications online.

These assumptions are subject to change without notice. Rate, points and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.

** The annual percentage rate (APR, is the cost of credit over the term of the loan, expressed as an annual rate. The APR shown here is based on interest rates and points only and does not take into account other loan specific finance charges you may be required to pay.

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