Current Rates

 This Rate Schedule contains information about interest rates and annual percentage yields for some of the accounts we offer as of  August 31, 2010. Rates are subject to change at any time without notice. Simply scroll down to choose the desired product and click "Apply Now"! A Personal Banker will follow-up to confirm your submission and process your application.

CERTIFICATES OF DEPOSIT and IRA

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Term Mininum to Open Interest Rate APY
3 Month (b) $1,000.00   .30%   .30%
6 Month (b) $1,000.00   .35%   .35%
12 Month (b) $1,000.00   .75%  .75%
18 Month (b) $1,000.00 1.10% 1.10%
24 Month (b) $1,000.00 1.29% 1.30%
36 Month (b) $1,000.00 2.03% 2.05%
48 Month (b) $1,000.00 2.23% 2.25%
60 Month (b)

 $1,000.00

 2.48% 

2.50% 

This is a safe way to save your money while earning interest at a competitive rate. Certificates of Deposit with maturities of 12 months or longer are eligible for Individual Retirement Accounts.

PRESTIGE CHECKING

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Account Type

Balance to Obtain APY(a) Interest Rate APY

Prestige Checking (c)

$1,500.00 - $4,999.99  .10%  .10%

Prestige Checking (c)

$5,000.00 - $14,999.99  .15%  .15%

Prestige Checking (c)

$15,000.00 and up   .25%  .25%

Our premium interest-bearing checking account requires a minimum average collected daily balance of $1500 to earn interest. Account holder is required to initiate a recurring electronic transaction or a $10 monthly fee will apply.  ATM rebates up to $25 per month.  Don't pay for your own money!

SELECT CHECKING

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Account Type

Balance to Obtain APY(a) Interest Rate APY

Select Checking (c)

$1,500.00 - $4,999.99  .05%  .05%

Select Checking (c)

$5,000.00 - $14,999.99  .10%  .10%

Select Checking (c)

$15,000.00 and up  .15%  .15%

Our basic interest-bearing checking account.  Minimum of $1,500 average collected daily balance is required to earn interest.  

MONEY MARKET ACCOUNT

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Account Type Balance to Obtain APY (a) Interest Rate APY
Money Market (c) $1,000 - $9,999.99   .25%    .25%
Money Market (c) $10,000.00- $24,999.99   .35%   .35%
Money Market (c) $25,000.00 - $49,999.99   .50%   .50%
Money Market (c) $50,000.00 - $99,999.99   .65%    .65%
Money Market (c) $100,000.00 and up   .75%   .75%

This money market account offers low tiers with great rates. Unlimited "in-person" withdrawals and six free withdrawals are allowed per month. (Can be a combination of checks, transfers or withdrawals).

SAVINGS ACCOUNT

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Account Type Balance to Obtain APY (a) Interest Rate APY
First Choice Savings (c) $100.00 .50%  .50%

An easy way to save for that "rainy day" or teach the children good basic financial habits.  Service charge of $3.00 per month on balances less than $100 excluding minor accounts.

Fees could reduce the earnings on the account.
a - Daily Balance. The amount of the principal in the account each day.
b - A penalty may be imposed for early withdrawal.
c - The interest rate and annual percentage yield may change after opening the account.